Art. 1 - Preamble

1.1 These terms and conditions of use (“T&C”) govern the conditions for using the website <https://www.bip-group.com/> and its related subdomains (collectively, the “Website”) by any person who accesses or browses the Website (“User”), regardless of whether the User registers and creates an account (“Registration”) and without the need to establish any contractual relationship with Business Integration Partners S.p.A., VAT No. 03976470967, with registered office in Milan (MI), Piazza San Babila No. 5, CAP 20122 (“Owner”), or with any company affiliated with the Owner, meaning all companies belonging to the same corporate group as the Owner, including parent companies, subsidiaries and companies subject to common control pursuant to Articles 2359 and 2497 of the Italian Civil Code.

1.2 Access to and browsing of the Website imply the User’s full acceptance of these T&C.

1.3 Through the Website, the Owner intends to perform purely informative and descriptive functions. The Website does not constitute an e‑commerce platform, does not allow the conclusion of contracts or the submission of offers or orders by the User, nor does it publish content intended in any way to be construed as an offer to the public pursuant to Article 1336 of the Italian Civil Code.

Art.2 - Conditions of use

2.1 The User undertakes to use the Website in compliance with applicable laws and these T&C.

2.2 The User is prohibited from: a) using the Website for fraudulent purposes or purposes contrary to applicable law; b) attempting to access the Owner’s IT systems and/or circumvent or attempt to circumvent the security measures established by the Owner to access specific restricted areas of the Website; c) using the content published on the Website in a manner not compliant with the provisions of Art. 3 of these T&C; d) using automated systems (including, by way of example and not limitation, web scraping tools, crawlers, bots) for the systematic extraction of content published on the Website; e) interfering in any way or manner with the proper functioning of the Website.

2.3 The User may register, including, where applicable, in order to access specific sections of the Website reserved exclusively for registered Users.

2.4 Registration is free of charge and reserved exclusively for natural persons of legal age.

2.5 The access credentials agreed upon during Registration (username, password and/or other authentication tools) are strictly personal, non-transferable, and must be kept with the utmost care. Following Registration, the User is responsible for all activities carried out through their account, except where the User demonstrates that such activities resulted from an unlawful act by third parties beyond the User’s control.

2.6 The Owner reserves the right to suspend or disable, even without prior notice, the account of a User who has registered and/or the User’s access to restricted areas of the Website, where it reasonably believes that: – these T&C or applicable law have been breached; – the User’s account has been used by unauthorized persons; – such action is necessary for security, maintenance, or technical updates of the Website.

2.7 Use of the Website or restricted areas through third‑party platforms or services (including, by way of example and not limitation, external conference call portals, investor call platforms, ATS systems for applications) may be subject to the terms of use and privacy policies of such third parties, which the User is required to review and assess independently.

Art.3 - Intellectual Property

3.1 By using the Website, the User acknowledges and accepts that all content published on the Website—including, by way of example and not limitation, textual content, images, logos, trademarks, layout, audio and/or video materials—is the property of the Owner or third‑party licensors and is protected by copyright law and/or other applicable intellectual property regulations.

3.2 The Owner grants the User a personal right to use the content published on the Website, understood as the right to view such content (“License”). This License is non‑exclusive, free of charge, revocable, without territorial limitations, and non‑transferable.

3.3 The License also includes the right to reproduce the content published on the Website, specifically understood as the right to download digital copies or print hard copies of such content, solely on the condition that: – copyright notices, trademarks or other proprietary notices are not removed or altered; – no modifications are made to the reproduced content; – the source is always indicated; – reproduction is for personal, non‑commercial use only; – reproduction does not occur in association with third‑party brands, logos or other distinctive signs in a manner likely to create confusion as to the authorship of the reproduced content. The License relating to the right of reproduction is granted under the same terms set out in the preceding article for the License relating to the right of use.

3.4 The License expressly excludes the rights to modify, disseminate, translate and distribute the content published on the Website.

Art.4 - User Content

4.1 Where the Website allows the User to submit communications, requests, comments or materials, including information provided during Registration, the User undertakes to submit content that is truthful, lawful and relevant.

4.2 Where the Website allows Users to publish content visible to other users, the Owner reserves the right, at its sole discretion, to remove or obscure such content where it considers that the content violates, in any way, the requirements set out in Art. 4.1 above, or is not compliant with applicable law and/or other provisions of these T&C.

4.3 In the cases referred to in Arts. 4.1 and 4.2 of these T&C, the User grants the Owner the right to use the submitted content free of charge. Such grant is without territorial or time limitations, irrevocable within the limits possibly set out in the Privacy Policy, and exclusively within the limits and for the purposes agreed in relation to the specific interaction between the User and the Owner.

Art.5 - Limitation of Liability

5.1 To the extent permitted by applicable law, the Owner shall not be liable, whether contractually or extra‑contractually, for the accuracy, completeness, timeliness or suitability for specific purposes of the content published on the Website, nor for the proper functioning of the Website or its compatibility with the devices or software used by the User. In particular, the User acknowledges that use of the content published on the Website is at the User’s sole responsibility and that no content may, in itself, be considered a sufficient basis for making professional, financial, legal, regulatory or investment decisions without appropriate independent analysis and recourse to qualified advisors.

5.2 The Website may contain links to external websites not managed by the Owner. Such links are provided for informational purposes only. The Owner does not control and is in no way responsible for the content, terms of use, privacy policies or cybersecurity of third‑party websites.

Art. 6 - Processing of Personal Data 

6.1 Where use of the Website involves the processing of the User’s personal data, such processing shall take place in accordance with the Owner’s Privacy Policy and/or Cookie Policy.

Art.7 - Amendments to the Website and the T&C

7.1 The Owner may amend and update the content published on the Website or suspend or discontinue operation of the Website at any time, without prior notice.

7.2 Likewise, the Owner reserves the right to amend these T&C unilaterally and at its sole discretion, without the need to notify registered Users. In such case, amendments to the T&C shall be binding from the time of their publication on the Website, and the User’s continued use of the Website after the update implies implicit acceptance of the new conditions.

Art.8 - Governing Law & Jurisdiction 

8.1 These T&C are governed by Italian law.

8.2 Any dispute relating to the validity, interpretation or performance of the T&C shall fall within the exclusive jurisdiction of the Court of Milan, without prejudice to any mandatory provisions applicable where the User qualifies as a consumer under the Italian Consumer Code.

Art.9 - Contact

9.1 For any communication relating to the Website or these T&C, the User may contact the Owner via the following contact form: LINK.

Art.10 - Final Provision

10.1 Any nullity, invalidity or ineffectiveness of one or more provisions of these T&C shall not affect the validity and effectiveness of the remaining provisions.

10.2 Any failure by the Owner to exercise a right arising from these T&C shall not be construed as a waiver of such right, nor shall it preclude its subsequent exercise.

10.3 The version of these T&C published on the Website is the currently applicable version. The Owner may make available versions in other languages; in the event of discrepancies in interpretation, the Italian version shall prevail, where applicable.

Milan, 1st December 2025

BUSINESS INTEGRATION PARTNERS S.P.A.